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With the exception of Bitcoin-exclusive sites, practically all online casinos accept Visa as a method of making a deposit. There are more Visa-backed debit and credit cards in circulation throughout the world than any other type of card, and online operators want to make it as easy as possible for players to fund their accounts.
It is also in the online operator´s benefit to accept Visa deposits. Merchant transaction costs are relatively low compared to some other deposit methods at online casinos. Consequently some online operators, but not all, will absorb the cost of the transaction so that the full amount of the deposit is credited to a player´s account
As mentioned above, practically all online casinos accept Visa as a method of making a deposit. Usually you will need to have a card that is authorized for international transactions, and some online providers insist that you complete and submit a credit card authorization form before processing the transaction. However, with most online providers, the likelihood is that your deposit will be processed without any problems or delay.
Playing at online casinos that accept Visa deposits has its advantages. The deposit process is convenient and easy, and just like buying anything online. You simply select how much you want to deposit, enter your card details and CVV number in the site´s cashier, and click “Deposit”. Your funds are cleared instantly and ready to use right away.
The deposit process is also very secure. All online operators that accept Visa as a deposit method conduct financial transactions over an encrypted connection. This means that if the transaction was intercepted by a “man-in-the-middle”, they would not be able to decipher your debit or credit card number in order to use it for fraudulent purposes.
Your card issuer also provides you with a certain degree of protection against fraud and theft when you use a Visa-backed card to make a deposit. If your card is used without your permission, it should be possible to cancel the card and recover the funds – making deposits using this method one of the safest ways to fund an online account.
Although there are several advantages of Visa casino deposits, there are also a couple of drawbacks. The first is that deposit transactions in some jurisdictions – notably in the United States – are not guaranteed to be accepted. This is because some card issuers are concerned about the legality of the transaction, and they might block it as a security measure.
There are often quite low maximum limits on how much you can deposit. The limits vary from operator to operator, but can be as low as $500 in one transaction. This can exclude you from taking advantage of the maximum first deposit bonus at some sites – in which case you may need to use an alternative deposit method for your initial transaction and use your card thereafter.
The final drawback of using Visa at an online casino is that it is not always possible to withdraw funds and have them returned to your card. Even when it is possible to withdraw to a card, fees might be charged by the online operator, or there might be a long wait because of the time it takes for your funds to be credited to your account.
Only a handful of online casinos charge a fee for funding an account with a Visa card. Most absorb any costs themselves. You may find you are charged a small “cash advance” fee by your card issuer depending on the card issuer´s policy.
This varies from site to site. Many European-based operators will allow you to deposit as little as $10 when you fund your account. USA-facing operators generally have a higher minimum deposit limit – typically between $25 and $50.
Credit card verification is a security check online casinos conduct to ensure you are who you say you are, and are using a funding source that is yours. Even if the site does not request credit card verification, it is always a good idea to voluntarily verify your ID to add an extra layer of security to your account.
As a general rule, contact the site´s customer services department. Online casinos have more experience of dealing with “7995 failures”, and the site´s customer service representatives will advise you whether you should wait a while and try again or using an alternate funding method.